Mortgage Calculator

Calculate your monthly mortgage payments with detailed breakdown

Loan Details

$ Home Price

$300,000

Down Payment

$60,000 (20.0%)

Loan Amount

$240,000

% Interest Rate

6.29%

Loan Term (Years)

Start Date

Additional Costs

Annual Property Tax

$4,500

Annual Home Insurance

$1,920

Monthly HOA Fees

Total Monthly Payment

$2018.97

Principal & Interest

$1483.97

Property Tax

$375.00

Home Insurance

$160.00

HOA Fees

$0.00

Loan Summary

Total Principal $240,000

Total Interest Payments $294,229.42

Total Loan Payments $534,229.42

Payoff Date 02/2056

Principal & Interest 0%

Home Insurance 0%

Property Tax 0%

Principal Interest

Hover charts to see details. Estimates only; actual costs may vary.

Mortgage Calculator

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Mortgage Calculator

Estimate your monthly payments and total loan costs instantly. Adjust the sliders to explore different scenarios.

Loan Details

Loan Type

Home Price $350,000

Down Payment $70,000 (20%)

Interest Rate 6.75%

Loan Term 30 years

Property Tax (annual) $3,500

Home Insurance (annual) $1,200

Your Estimate

Monthly Payment

$2,747

Principal + Interest + Tax + Insurance

Principal & Interest

$2,271

Tax + Insurance

$392

Total Interest Paid

$397,680

Total Cost of Loan

$677,680

Loan Amount

$280,000

Down Payment %

20.0%

Principal & Interest 82.6%

Tax & Insurance 14.3%

Year	Principal	Interest	Tax+Ins	Balance