PayPal fee structure has two sides that most sellers treat as one. There are the fees PayPal shows you on the pricing page — clean, percentage-based, easy to quote. Then there are the fees that show up on your actual payout statement, slightly different from what you calculated, for reasons that take a few minutes to explain but cost real money to learn the hard way.
This PayPal fee calculator gives you the accurate number before the transaction happens — not a rough estimate, the actual deduction based on your payment type, transaction size, and whether your buyer is domestic or international.
Commercial transaction fees
The standard rate for PayPal is also known as the PayPal standard rate. Whenever funds are processed via American Express, there is no additional international fee. The fixed fee varies depending on the currency of the payment. In addition to that, PayPal will also convert the payment into your account’s currency at a market rate that is based on your account’s currency.
For more information, please refer to PayPal website payments.
| Payment type | Card processor | Domestic transaction | International transaction |
|---|
| Other | Standard rate | 2.9% plus $0.30 3.49% plus $0.49 | 4.4% plus $0.30 4.99% plus $0.49 |
| American Express | 3.49% plus $0.49 |
| Invoicing | Other | 3.49% plus $0.49 | 4.99% plus $0.49 |
| American Express | 3.49% plus $0.49 |
| PayPal Checkout | Other | 3.49% plus $0.49 | 4.99% plus $0.49 |
| American Express | 3.49% plus $0.49 |
| PayPal Guest Checkout | Other | 3.49% plus $0.49 | 4.99% plus $0.49 |
| American Express | 3.5% |
| QR code | Other | $10.01 and above
1.9% plus $0.10$10.00 and below
2.4% plus $0.05 | $10.01 and above
3.4% plus $0.10$10.00 and below
3.9% plus $0.05 |
| American Express | $10.01 and above
1.9% plus $0.10$10.00 and below
2.4% plus $0.05 |
| Pay with Venmo | Other | 3.49% plus $0.49 | 4.99% plus $0.49 |
| American Express | 3.49% plus $0.49 |
| Send/Receive Money for Goods and Services | Other | 2.89% plus $0.49 | 4.39% plus $0.49 |
| American Express | 2.89% plus $0.49 |
| Standard Credit and Debit Card Payments | Other | 2.99% plus $0.49 | 4.49% plus $0.49 |
| American Express | 2.99% plus $0.49 |
Donation transaction fees
Donation transaction is different from charity transactions. It refers to the ‘Donate’ button you see on some websites for receiving donations.
| Domestic transaction | International transaction |
|---|
| 2.89% plus $0.49 | 4.39% plus $0.49 |
Charity transaction fees
There are further discounts if you are verified as a charitable 501(c)(3) organization.
| Domestic transaction | International transaction |
|---|
2.2% plus $0.30 1.99% plus $0.49 | 3.7% plus $0.30 3.49% plus $0.49 |
Alternative Payment Method fees
Alternative payment methods allow customers across the globe to pay with their bank accounts, wallets, and other local payment methods.
| Domestic transaction | International transaction |
|---|
| 2.59% plus $0.49 | 4.09% plus $0.49 |
PayPal Here fees
Similar to the Square reader, PayPal Here is the point-of-sale card reader offered to physical store sellers. There are no startup costs, no termination fees, and no monthly fees.
For more information, please refer to PayPal Here in America.
| Payment type | Domestic transaction | International transaction |
|---|
Card Present
PayPal (In Store)
QR code | 2.7% | 4.2% |
| Keyed or Scanned | 3.5% plus $0.15 | 5% plus $0.15 |
PayPal Online Card Payment Services
| Payment type | Card processor | Domestic transaction | International transaction |
|---|
| Advanced Credit and Debit Card Payments | Other | 2.59% plus $0.49 | 4.09% plus $0.49 |
| American Express | 3.5% | 3.5% |
| Payments Advanced | Any | 2.89% plus $0.49 | 4.39% plus $0.49 |
| Payments Pro | Other | 2.89% plus $0.49 | 4.39% plus $0.49 |
| American Express | 3.5% | 3.5% |
| Virtual Terminal | Other | 3.09% plus $0.49 | 4.59% plus $0.49 |
| American Express | 3.5% | 3.5% |
PayPal Online Card Payment Services – Charity
| Payment type | Card processor | Domestic transaction | International transaction |
|---|
| Advanced Credit and Debit Card Payments | Other | 2.59% plus $0.49 | 4.09% plus $0.49 |
| American Express | 3.5% | 3.5% |
| Payments Advanced | Any | 2.89% plus $0.49 | 4.39% plus $0.49 |
| Payments Pro | Other | 1.99% plus $0.49 | 3.49% plus $0.49 |
| American Express | 3.5% | 3.5% |
| Virtual Terminal | Other | 2.39% plus $0.49 | 3.89% plus $0.49 |
| American Express | 3.5% | 3.5% |
Payflow Pro
For more information, refer to Payflow Payment Gateway.
| Domestic transaction | International transaction |
|---|
| 0% plus $0.10 |
PayPal Zettle
PayPal Zettle is the new POS solution for retail businesses. It replaces PayPal Here in some ways.
For more information, refer to PayPal Zettle.
| Payment type | Domestic transaction | International transaction |
|---|
Card Present
QR code | 2.29% plus $0.09 |
| Keyed | 3.49% plus $0.09 |
PayPal Payouts
| Domestic transaction | International transaction |
|---|
2% plus $0.09 (max fee of $1.00 USD) When using the Payouts API
$0.25 | 2% plus $0.09 (max fee of $20.00 USD) |
Micropayments
If your transactions are less than $10 and you qualified for Micropayments.
| Domestic transaction | International transaction |
|---|
5% plus $0.05 4.99% plus $0.09 | 6.5% plus $0.05 6.49% plus $0.09 |
